Terms of Service

Last updated: September 2026

1. Acceptance of Terms
   By downloading or using Chime (the "App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the App.
2. Description of Service
   Chime is an SMS and MMS messaging application. It provides local processing for message categorization and utilizes third-party services to provide rich link previews and contact avatars as described in our Privacy Policy.
3. User Privacy and Data
   Your privacy is important to us. Please refer to our Privacy Policy for information on how we handle network requests and data.
4. Refunds
   Chime is sold through Google Play and all purchases are processed by Google, not by us. Refunds are therefore governed by Google Play's refund policy, under which a self-serve refund request may be submitted within 48 hours of purchase. Refund requests within that window should be submitted to Google Play directly.
   
   Once the 48-hour window has closed, we do not process refund requests. This does not affect any statutory rights you may have under the consumer law of your country, including rights available to consumers in the European Economic Area and the United Kingdom, which cannot be waived by these terms.
5. Limitation of Liability
   The App is provided "as is" without warranty of any kind. We are not responsible for any data loss, message delivery failures, or third-party tracking resulting from the automatic fetching of URLs sent to your device.
6. Changes to Terms
   We reserve the right to modify these terms at any time. Continued use of the App constitutes acceptance of the new terms.